add share buttons

General Liability Insurance – When Do I Need It?

General Liability Insurance covers many things as well as bodily injury and property damage. Essentially it covers you when you and your employees injure/damage someone else or their property.

General liability is individualized, so if you're searching online quotes your information will be submitted to several companies from which a qualified agent in your area will review. To know more about the product liability insurance companies, you can browse the web.

You'll need to talk to that agent you buy it from, to see what is covered. Here are some questions people are asking about when they are considering what type of general liability insurance coverage to get.

Sell Products on an Inside Room

The minimum amount of public liability insurance is what you will need for the policy. General liability will cover your standards slip and fall type of accident. Before you set up in a room on the inside, the city government will, without reservation, indicate that you carry minimum limits of liability.

Product liability is designed to protect you if someone alleges that they were fed up with using your product. A city may or may not require you to bring product liability.

General Liability Insurance for Clients with Bad Credit

I know of an insurance company will check your credit on a commercial policy. They just do on private insurance. They may see a business for the purpose of financial rating (the gross sales, duties, salary, etc.) and they can choose whether they will cover you based on the extent of time you have been in business.